Real estate appraisal services for homeowners in the city of Temecula and Riverside County
Here are the top seven reasons why CA homeowners call on AppraisALL Inc.:
Own a house in or near Temecula, CA and need help determining the value of it?
We at AppraisALL Inc. understand the special needs of a customer in need of appraisal services. Our regular business clients understand the appraisal process and the customary reporting formats. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at AppraisALL Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value judgement than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. AppraisALL Inc. is experts in helping folks just like you dismiss unneeded PMI insurance.
Challenge Tax Assessment
Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from AppraisALL Inc. is your chief weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. AppraisALL Inc. can help you reinstate your home equity line of credit with a professional appraisal.
We Offer Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for accuracy, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? AppraisALL Inc. can We can assist you. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.